Webno-one should be denied affordable credit because of a CCJ We also know that some lenders will give a CCJ a long time after you had an issue with them. Fair Finance will focus on your current financial situation and affordability to make a decision, and less about what happened a long time ago, because we believe that situations do change. WebBad credit history – things like CCJ's, IVA's, missed payments, etc. account for around 30% of your credit history. These can stay on your file for years, but they do diminish over time. If you start making regular payments on …
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How will a CCJ affect me - Beat My Debt
WebCCJ stands for County Court Judgement, and can be issued if you fail to repay certain debts. It is often the last resort taken by creditors; they won’t issue a CCJ before trying to … WebShared Ownership mortgages help people who can’t afford 100% of the cost of a home to purchase a share of a property and rent the rest. Shared Ownership is a good option for people who can't save up a big deposit. You'll generally put down between a deposit of 5-10% of the share you're buying. WebDec 23, 2024 · If you have an active CCJ, this may be one of the few instances where a history of bad credit can hinder your application. Unlike arrears and missed payments, Court Records (including CCJs and insolvencies) will appear on your public information, so could result in your application being turned down. ghost cherry limeade cans